Retirement Voice 2026

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Retirement Voice 2026 is the Standard Life Centre for the Future of Retirement’s annual study of attitudes towards work, pensions and later life in the UK. Based on research with 6,000 people, this year’s findings explore how people’s hopes for retirement compare with the realities they expect to face and what this means for individuals, industry and policy makers.
 

What Retirement Voice 2026 tells us

Retirement Voice 2026 reveals a growing gap between the retirement people hope for and the retirement they expect to achieve. While many of today's retirees report a good standard of living, younger generations face a more uncertain future. Two thirds of people worry they are not saving enough for retirement, yet many feel current financial pressures make it difficult to put more aside.

The research also highlights that retirement planning is becoming more complex. As people navigate pensions, work, housing and later-life finances, they are seeking information from an increasingly wide range of sources. While government resources remain the most widely used source of information, people rate regulated financial advice as the most helpful. At the same time, new technologies are beginning to influence decision-making, with 16% of people reporting they have used AI tools to access information about pensions or saving for retirement in the last year.