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    Standard Life has been trusted to look after people’s life savings and retirement needs for 200 years.

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    SunLife’s straightforward and affordable financial products and services are designed to meet the needs of the over 50s.

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    Phoenix Life is focussed on providing a secure home for policies, brought together from a number of life companies over the years.

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    ReAssure

    ReAssure looks after customers across a broad range of retirement, investment and protection products.

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    Phoenix Wealth

    Phoenix Wealth supports retirement and estate planning for their existing customers.

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    Standard Life Corporate Investment Solutions

    Standard Life Corporate Investment Solutions (CIS) delivers bespoke investment-only solutions for workplace pension schemes, master trusts and other institutional clients.

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This page includes information on the content of standardlifeplc.com
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        • Article page

          • April update
          • Pensions or property for retirement?
          • Public must be given a voice in fixing pensions crisis
          • Salary sacrifice cap
          • Pensions scams IHT changes
          • Illiquid asset planning
          • This is pension planning! Standard Life unveils the ‘Rule of 300’ for retirement income
          • Now a higher rate taxpayer?
          • Bank of Mum and Dad
          • The ‘Unretirers’
          • Getting a bonus this year?
          • Standard Life launches Future Opportunities
          • 2025 full year results
          • Introducing Standard life plc
          • 2025 sustainability report
          • Pensions at Tax Year End
          • One year to go until Pensions IHT change
          • Top tips to make pensions work harder this tax year end
          • 8 in 10 over-50s underestimate life expectancy
          • Two in five over-50’s unsure how health impacts retirement income
          • Standard Life’s Sustainable Multi Asset Strategy Celebrates Five Years with 55.7% Cumulative Performance
          • Strong underlying support for auto-enrolment reform
          • Show me the money
          • Gail Izat appointed Chief Operating Officer
          • When life happens, pensions pause
          • Standard Life appoints Nuwan Goonetilleke
          • Standard Life completes £700m buy-in
          • Scotland and Wales come out top
          • £700m Bulk Purchase Annuity with the Deloitte UK DB pension scheme
          • ‘Tis the season… to avoid talking about money
          • New Research Reveals Emotional Rollercoaster Behind Retirement Decisions
          • Planning assumptions being turned on their head
          • Generations divided over Autumn Budget
          • A Christmas gift that keeps on giving
          • Standard Life completes £525m full buy-in for Skanska Pension Fund
          • Heat pump skills competition puts UK warm homes ambition at risk
          • Budget delivers for gilts
          • Annuity payback period
          • Pension after first house
          • Standard Life launches Flexible Reversionary Plan
          • Millions risk missing out on retirement income
          • Only half of Brits believe the State Pension will exist for everyone by the time they retire
          • Standard Life completes £52 million full buy-in with The Amtico Company Pension Scheme
          • Scots top Great Britain in viewing Power of Attorney as important
          • Third State Pension Age Review: independent Call for Evidence
          • Angela Byrne appointed CEO of Pensions & Savings
          • Bridging the income gap
          • Standard Life completes £250m of buy-ins with the Halma Group Pension Plan and the Apollo Pension and Life Assurance Plan
          • Investing in Labelled Funds
          • UK savers react to pension inheritance changes
          • Standard Life bolsters Defined Benefits Solutions team with senior hire
          • Employed to self employed
          • DB trustees divided on surplus reform as buy-out certainty gains appeal
          • Standard Life to launch next generation private markets default strategy
          • Almost half of UK adults don’t know how much is in their pension
          • Standard Life Centre for the Future of Retirement gears up for a new initiative to inspire and empower those at mid-career crossroads
          • Sun over security: Brits twice as likely to save for a holiday as for their pension
          • How to avoid outliving your pension in retirement?
          • Standard Life appoints Claire Altman
          • Standard Life revamps Onshore Bond and re-enters market in anticipation of tax rule changes
          • Communication through buy-out process a critical enabler of a smooth transition – new DB member research
          • Living with uncertainty: with 83% of UK adults feeling the world has become less predictable, many are reassessing their financial future
          • The cost of renting in retirement rises to £398k
          • Pension vs Property
          • More than a third of over-55s would consider quitting their jobs over lack of flexible working
          • Want to make your summer holiday permanent? Don’t forget about your pension
          • A third of UK adults have voluntarily increased pension contributions – and even small top-ups could add thousands to retirement savings
          • Standard Life completes Sustainability Disclosure labelling implementation
          • Savers resoundingly back concept of Targeted Support but identify practical design challenges that must be overcome
          • Moving jobs? Don’t leave your pension in the past
          • Keep your cool, and your cash
          • Fair play off the pitch? As the Women’s Euros begins, football’s pay gap shows an extreme version of broader pay and pensions inequality
          • When I’m 64 – age revealed as the most common point to buy an annuity as retirees look to bridge the gap to state pension
          • Counting your chickens? One in four Gen Z neglect retirement savings, betting on an inheritance instead
          • The price of advice: Power to boost savings by £40k or more, and raise levels of financial confidence
          • £31bn Growth Threat: Over 50s workforce exit risks putting the brakes on growth
          • Considering job polygamy? There are potential retirement pros and cons
          • Risk appetite is key when planning for retirement
          • Finance for all the family: Standard Life launches digital coaching platform to support key life moments
          • A guessing game
          • Standard Life celebrates one year anniversary of its Trustee Accelerator Programme
          • Standard Life completes connection to the pension dashboard ecosystem
          • 400 UK children have more than £100,000 in their Junior ISA, while a child pension could lead to a later-life boost
          • The cost of being single in retirement
          • Britain’s biggest pension taxpayers
          • Locked in to corporate life
          • The long and winding road
          • Autumn budget aftermath
          • The most favoured options for Trustees managing illiquid assets as part of BPA transactions
          • New Tax Year, New You? How to make your allowances count
          • Half of UK adults unsure how much they'll receive in their state pension
          • Meeting your younger self for coffee
          • Mixed Income Builder
          • Standard Life's pension-finding tool reunites customers with £50 million of lost savings in just five months
          • Ten years on: The ongoing impact of Pension Freedoms
          • The Price of Freedom
          • New Independence Governance Committee appointment
          • Standard Life completes £250m buy-in with the Finning Pension Scheme
          • Gen Z turn to social media to save for the future
          • Standard Life and Fidelity International build on strategic partnership
          • New Year divorce spike, and pensions – this year, remember Inheritance Tax changes
          • Ready for (Micro) Retirement?
          • Caravan and Motorhome Club hitches pension arrangements to Standard Life
          • 'As you were' after the Spring Statement – what next for pensions?
          • MPAA and lifetime annuities
          • Two incomes and no children? Consider your pension
          • Standard Life analysis highlights the value of the triple lock
          • Average annuity rates increased by 2.5% since January 2024 and remain steady throughout 2024
          • Standard Life appointed as ‘safe haven’ provider for scammed pension savers
          • Standard Life appoints Andrew Davies to Chair Independent Governance Committee
          • Don't forget your pension when considering a job offer
          • Delaying pension saving by 5 years can lead to 50k less in retirement
          • Overtime pay could boost your retirement
          • Standard Life launch new free to all pension service
          • Key trends for the DB de-risking market in 2025
          • Pensions for children: a present that isn’t just for Christmas
          • One in four over 55's have never checked their pension
          • The outlook for the BPA market for the rest of 2024
          • Standard Life launches new Guaranteed Fixed-term Income product
          • Half of over 55s never talk to loved ones about retirement goals or finances
          • University - and your retirement
          • Universities Superannuation Scheme (USS) supports Standard Life’s Trustee Accelerator Programme
          • The Great Unretirement
          • Cancelling unwanted direct debits could boost your pension pot
          • Annuitising in phases
          • Preparedness for buy-in or buy-out remains key barrier to endgame for DB Scheme Trustees
          • Standard Life focused on Offshore Bond growth as trio of platform panel positions secured
          • Average annuity rates increase March
          • Annuity rates hold near decade highs into 2026
          • Understanding of annuities improves by 25% in the last year
          • Standard Life analysis highlights the power of saving early
          • How to finish the job on pension freedoms
          • Gen Z dream of retiring at 60
          • Momentum in the BPA market continues with 40% of schemes planning to approach an insurer in the next 12 months
          • Standard Life launches affordable pension advice business
          • Standard Life completes £1.9bn bulk purchase annuity transaction
          • Standard Life launches 2025 Retirement Voice report revealing widening gap between retirement hopes and expectations
          • How Gen Z savers could boost their pension by tens of thousands
          • Consider your savings when taking a career break
          • Annuity rates surge above 7.7% - highest point of the decade
          • Phoenix Insights rebrands as the Standard Life Centre for the Future of Retirement
          • Standard Life completes £280m buy-in with the Cancer Research UK Pension Scheme
          • Standard Life completes £1.5bn Plan buy-in with the Compass Group Pension Plan
          • South West beats London as best place to work in UK
          • Standard Life CEO Andy Curran to retire in 2025
          • Andy Briggs announced as new ABI President
          • Better careers guidance could add billions to UK economy
          • Partnership to help carers find and remain in employment
          • Unlocking Regional Investment Through Local Area Energy Planning
          • 2024 full year results
          • Phoenix Group Announces New Strategic Partner
          • Request denied: Workers still face barriers
          • The hidden financial penalty of caring
          • Phoenix Group report calls on Office for Investment and National Wealth Fund to drive net zero transition
          • Two in five working carers would not have a job without flexible working
          • Phoenix Group–Backed VC Antler Sees First Unicorn as Airalo Reaches $1B Valuation
          • Phoenix Group partners with Encevo to support financing of critical infrastructure
          • Phoenix Group announces first private debt investment in Australia
          • CEO of Phoenix Group, Andy Briggs, comments on the introduction of the Failure to Prevent Fraud Offence on 1st September 2025
          • Phoenix Insights launches programme of public engagement
          • Workers urged to take control of career finances to remain in fulfilling roles
          • Phoenix Group calls for better promotion of green jobs to improve recruitment among over 50s workers
          • When I’m Sixty-Four
          • Two weeks until the self-assessment tax return deadline
          • Feeling the pinch of ‘friendflation’ this January?
          • Outlook for the BPA market in 2026
          • Cancelling unwanted direct debits could boost your pension by £37k
          • Do we really want to #bringback2016?
          • Annuity rates climb to 7.51% at end of 2025
          • As Gold hits a fresh all-time high: does it have a place in my pension?
          • One in five Brits would need to borrow to cover a £250 bill
          • Standard Life appoints Neil Jones
          • Retirement income crisis point expected in early 2040s
          • 6 in 10 millennials struggling to save for retirement
          • 2024 half year results
          • Fewer than half of workers have discussed flexible working with managers, despite new statutory rights
          • £1,683 monthly increase in childcare costs spurs demand for flexible work during school holidays
          • Three quarters of Scots are approaching retirement age feeling unprepared
          • 2025 half year results
          • Standard Life extends its Sharia proposition with launch of a Sharia Lifestyle Strategy
          • £200m buy-in with Abbey Life
          • What I wish I’d known
          • Don’t ignore your P60 document as Self-Assessment season approaches
          • Standard Life welcomes trustee apprentice to Master Trust Board
          • Annuity understanding jumps 18% year-on-year among over-50s
          • Standard Life rebrands institutional investment platform to align with corporate brand
          • SpaceX prepares for stock market lift-off
          • Standard Life sees over-75 annuity demand quadruple as retirement behaviours shift
          • Health innovations may trigger longevity challenge
          • Blueprint for successful UK DC pensions transformation
          • The graduate ‘jobpocalypse’
          • Mid-year money MOT
          • Parents step in to ease student debt burden
          • Retirement Income Tool enhanced
          • Income trajectories for level and inflation-linked annuities
      • Articles

        • Article page

          • Why power of attorney matters
          • Colleague story: Lois Ratcliffe
          • Colleague story: Diane Webb
          • Power of Attorney - Diane Webb
          • Power of Attorney - Lynn Forrest
          • Colleague story: Donna Walsh
          • Colleague story: Evey Tang
          • Colleague story: Karen Stewart
          • Colleague story: Leah-Ashley Brown
          • Colleague story: Mandy Reid
          • Colleague story: Matt Griffiths
          • Sharon Smyth – Learning & development case study
          • Laura Barron – Learning & development case study
          • Neurodiversity in the workplace
          • Juggling work and military commitments
          • Family matters
          • Barriers to disclosure
          • What does the triple-lock on pensions really mean?
          • What does the state pension age review mean for the UK public?
          • What is the gender pension gap?
          • A framework for increasing auto-enrolment contributions
          • Making pensions fit for the future
          • Why a cross-departmental response is needed to help close the pensions gap
          • Understanding climate change and pensions
          • Net zero and what this means for your pensions
          • Reviewing our progress on our journey to net zero
          • Top 5 benefits of lifelong learning
          • Planning for a fulfilling career
          • The future of work
          • How to find and thrive in a part-time role
          • Levelling up health
          • Everyone’s a winner
          • Time to get work working
          • Let’s talk about pensions auto-enrolment
          • Lessons from delivering Midlife MOTs
          • 8 ways to create an inclusive workplace for women
          • Flexible working helps you prepare for your future
          • Supporting vulnerable customers
          • Solvency UK: the case for introducing a Matching Adjustment Sandbox
          • It's time to talk about menopause
          • Bridging the digital divide
          • London to Paris cycle ride: For the nation’s unpaid carers
          • What is stewardship and how can it make a difference?
          • Colleague Story: Mohamad Sidek
          • Three step care plan
          • BPA transactions: will insurers accept illiquid assets?
          • Managing illiquids during a BPA transaction: what are your options?
          • Illiquid assets: what trustees should consider ahead of a bulk purchase annuity transaction
          • Managing illiquid assets during bulk purchase annuity transaction
          • Auto-enrolment: how and when should default contribution rates rise to 12%?
          • How employers can help to tackle the ‘motherhood penalty’
          • Value for money: what will this mean for the role of trustees?
          • Master trust secondary market: what’s the role of ceding trustees?
          • How can Master Trust boards avoid confirmation bias?
          • Older renters: the elephant in the room when it comes to retirement?
          • Should trustees be worried about the impact of artificial intelligence on Master Trusts?
          • Podcast | What the UK can learn about auto-enrolment from New Zealand
          • Podcast | The cost of living crisis – what comes next?
          • Podcast | Challenges facing the UK pension system: is it time for a new review?
          • Podcast | What the Australian pensions system tells us about future reform in the UK
          • Value for money: what can the UK learn from Australia?
          • Illiquid asset investments: can the UK emulate Australian superannuation?
          • Pot for life: lessons from Australia’s stapling model
          • What the UK pensions industry can learn from Australia
          • Podcast | How the UK’s economic challenges may affect us in years to come
          • What the UK’s economic challenges mean for long-term savings and consumer behaviour
          • Video | Retirement solutions: lessons from Australia
          • Video | The year of elections: what it means for pensions and investments
          • Video | What is the future of retirement income advice?
          • Video | Private markets: what do they mean for pension savers?
          • Video | Private markets: what is the opportunity for the UK pensions industry?
          • Video | 2025 macroeconomic outlook
          • Video | Pensions dashboards: how much difference will they really make?
          • Video | Retirement income: what help do people really need?
          • Video | The future of retirement income: what needs to change?
          • Video | Small pots: does Australia’s stapling model provide the answers?
          • Video | Former pensions ministers on regrets, successes and why the UK system has to change
          • Video | Value for Money: should the UK emulate Australia's performance test?
          • Video | The year of elections: what it means for pensions and investments
          • Video | UK political and economic trends: what these mean for pension reform
          • Video | How do advised clients feel about retirement?
          • Video | Saving habits: what can we learn from the US?
          • Video | Unlocking investment to support net zero transition
          • Video | How can psychology support financial planning?
          • Video | What is the future of modern retirement?
          • Video | What the US presidential election could mean for UK pensions
          • Video | The cost of living crisis – what comes next?
          • Video | Challenges facing the UK pension system: is it time for a new review?
          • Video | Financial wellness: What UK employers can learn from the US
          • Video | OECD webinar on diversity, equity and inclusion in pensions
          • Diversity, equity and inclusion in asset-backed pensions
          • How to boost diversity, equity and inclusion in pensions systems
          • How attitudes towards saving and retirement vary by age, gender and ethnicity
          • Pensions dashboards – your questions answered
          • Podcast | Pension dashboards: what can we learn from Sweden and Denmark?
          • 5 tips for improving your financial wellbeing programme
          • Improving pensions adequacy: is personalisation the key?
          • Auto-enrolment: how increasing contribution rates could boost the UK economy
          • 6 trends that have reshaped the pensions landscape
          • Will pension dashboards boost user engagement?
          • Spending and saving habits in the US: lessons for the UK
          • Why retirement advice must evolve with age and emotion
          • Why it’s time to reboot our retirement thinking
          • New Zealand’s KiwiSaver: a template for auto-enrolment reform in the UK?
          • How does caring for someone you love impact your pension?
          • Unlocking investment in climate solutions
          • State Pension: fact vs fiction
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      • Articles

        • Article Page

          • From Evidence to Action: The Pensions Commission’s Next Challenge
          • Re:Work Live – A Bold Response to the Realities of Midlife Transitions
          • Future-proofing your finances
          • One thing after another: What shapes unequal outcomes in retirement in the UK?
          • How Human Realities Shape Retirement Outcomes
          • Why Citizen Deliberation Belongs at the Heart of Pension Reform
          • How can we help the adult careers advice and guidance sector to thrive and grow?
          • Part-Time Works: A New Campaign to Make Flex Work More Visible
          • How much do people understand about Power of Attorney?
          • Another year older – what will happen to the state pension age in 2023?
          • What happened to that job you signed up for?
          • Pre-pensioner poverty is on the rise
          • Learning lessons from across the globe
          • Working with Demos to re-shape careers services
          • How much is enough for retirement?
          • Response to State Pension Age Review call for evidence
          • Response to the government’s Lifelong Loan Entitlement consultation
          • Let’s talk about building the fair and sustainable State Pension of the future
          • What does extending free childcare mean for grandparents?
          • Uncovering public attitudes towards the state pension
          • The time is now for free independent career guidance at any age
          • Returning to work as a new mum
          • Keeping Britain Working: The role of flexible and part-time work
          • From comfort to concern: why pension reform matters now
          • A case for defusing the state pension time bomb
          • Why do we need public deliberation for policy decision making?
          • What is driving the Great Retirement?
          • Flexible work means different things to different people
          • Why offering learning & development is not enough
          • Why it’s time to revisit the language referring to older workers
          • When is a career change not a career change?
          • What is your expectation of careers advice?
          • What is driving UK career changes?
          • Reframing the way we think about our lives
          • Planning for multiple careers
          • How our perceptions and expectations of retirement and work are changing
          • How much have you thought about the state pension?
          • Career changes - don't get stuck, get help
          • Another year older – what will happen to the state pension age in 2023?
          • Navigating career transitions
          • Work That Works
          • Lifelong Learning Boosts Employment
          • Part-time Works: The campaign
          • One more year
      • Research and Reports

        • Article Page

          • How futures thinking can support retirement decision-making
          • Balancing care, work and retirement in an ageing society
          • How the DC pioneer generation are navigating retirement income decisions
          • How do other countries support longer working lives?
          • Jam tomorrow? Work, finances and retirement in an era of a rising State Pension age
          • Retirement Voice 2025
          • Pre-retirement poverty: causes and solutions
          • What role could Targeted Support play in supporting consumers at retirement?
          • Tomorrow’s problem? Analysing the future impact of DC pension undersaving
          • Power of Attorney, why public engagement is so low and why that matters
          • Changing Journeys: How we save, work and retire
          • Understanding the implications of the state pension age (SPA) review
          • Retirement preparations among different ethnic groups
          • Reaching a certain age: Public attitudes to the state pension
          • Planning for retirement: the pensions knowledge gap and attitudes to working longer
          • “How much is enough?” A new retirement adequacy model
          • Great Expectations
          • Future of the state pension
          • Developing and delivering Midlife MOTs
          • A roadmap to adequate retirement incomes for all
          • Public Engagement in Longer Lives
          • Should the new government introduce an employment advice guarantee?
          • Work in Progress: Unlocking the value of adult careers guidance
          • Exploring what mid- to late-career workers think about 'green' jobs
          • Could reducing the “age employment gap” achieve the government’s 80% employment aim?
          • Enhancing employment support and skills offers for experienced workers
          • A crisis of confidence
          • Pathways to retirement
          • Never too late to learn
          • Caught in a gap
          • Careers advice for longer lives
          • Counting on Experience
          • Inquiry on Preparing for an Ageing Society
          • Targeted support
          • Call for a Citizens’ Assembly on pensions
          • Are people ready for a State Pension age of 67?
          • Are Generation X in for a pension shock?
          • Defying inertia
          • Beyond the great retirement
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This website describes products and services provided by Phoenix Life Limited, trading as Standard Life.

Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 10 Brindleyplace, Birmingham, B1 2JB. Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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