Phoenix Group Holdings plc completes its name change to Standard Life plc
Standard Life plc (‘Standard Life’ or the ‘Group’), a retirement specialist focused entirely on retirement saving and income, has completed its name change from Phoenix Group Holdings plc (‘Phoenix Group’) and is now listed on the London Stock Exchange under the ticker of SDLF.
March 02, 2026
8 in 10 over-50s underestimate life expectancy, putting retirement plans at risk | Standard Life plc
There are many unknowns when it comes to planning your retirement finances, but arguably the biggest is the question of how long your money may need to last.
February 19, 2026
Use your full pension allowance, make the most of tax relief, and consider bonus sacrifice - Standard Life shares top tips to make pensions work harder this tax year end
There’s still time - Top tips to help people make the most of their pension savings and other key allowances before the end of this tax year
February 19, 2026
Standard Life completes £700m buy-in with the Trustee of the IBM I.T. Solutions Pension Scheme
Standard Life has concluded a £700 million Bulk Purchase Annuity (BPA) transaction with the Trustee of the IBM I.T. Solutions Pension Scheme (the “I Plan”).
February 18, 2026
Scotland and Wales come out top as the locations people are most confident they could continue to do their current job into their 60s and 70s
New research from the Standard Life Centre for the Future of Retirement has found that people in Scotland and Wales are most likely to believe they can continue to work in their current role into their sixties and seventies.
February 12, 2026
Standard Life completes £700m Bulk Purchase Annuity with the Deloitte UK defined benefit pension scheme
Standard Life has concluded a £700 million Bulk Purchase Annuity (BPA) transaction with the Deloitte UK pension scheme (DUKPS, or ‘the Scheme’) section of the Pensions Master Plan, securing the benefits of all pensioner and deferred members of the legacy defined benefit scheme.
February 09, 2026
Living with uncertainty: with 83% of UK adults feeling the world has become less predictable, many are reassessing their financial future
The year may have only just begun, but for many people it already feels a lot to take in. From global tensions to the ongoing squeeze on household budgets, it’s no wonder confidence feels fragile - and new research from Standard Life’s Retirement Voice report highlights just how widespread that feeling has become.
February 04, 2026
Communication through buy-out process a critical enabler of a smooth transition – new DB member research
Confidence among defined benefit (DB) pension members is high, with 86% saying they feel confident about their pension, and trust it is secure, understand how it works and expect it to deliver without surprises. This is largely due to trust in the system and broad understanding about their pension, according to Standard Life’s new DB Member Insights Report 2026.
February 03, 2026
Standard Life revamps Onshore Bond and re-enters market in anticipation of tax rule changes
Standard Life has re-entered the onshore investment bond market with the relaunch of its Tailored Investment Bond adding a range of fully modernised features that meet the evolving tax planning needs of advisers and clients.
February 03, 2026
New Research Reveals Emotional Rollercoaster Behind Retirement Decisions
New qualitative study explores psychological biases, decision-making processes, and lived experiences during the transition from saving to spending in retirement.
January 29, 2026
Do we really want to #bringback2016? Only one in six prioritised pensions, and now more than a third wish they had
If social media is anything to go by, #bringback2016 is having a moment. From old phone photos to throwback playlists and reflections on life before lockdown, many people are describing 2026 as the new 2016 and looking back fondly on an increasingly different time.
January 29, 2026
Boost for retirees as annuity rates climb to 7.51% at end of 2025
Annuity rates continued their upward trend at the end of 2025, rising to 7.51% for a healthy 65-year-old, a 5.48% increase on the December 2024 rate of 7.12%, according to the Standard Life Annuity Rates Tracker.
January 28, 2026
As Gold hits a fresh all-time high: does it have a place in my pension?
Standard Life explores some of the pros and cons of holding Gold in your pension.
January 26, 2026
Emergency savings gap: one in five Brits would need to borrow to cover a £250 bill
One in five UK adults (21%) say they would need to take on debt to cover an unexpected £250 bill, and a further 5% say they wouldn’t be able to fund such a cost at all, according to new research from Standard Life’s latest Retirement Voice report.
January 20, 2026
Standard Life appoints Neil Jones to strengthen technical wealth planning support for advisers
Standard Life has enhanced its technical wealth planning support for advisers with the appointment of Neil Jones, tax and estate planning specialist.
January 16, 2026
Two weeks until the self-assessment tax return deadline - watch out for the child benefit trap, and your pension
Self-employed and higher earners need to submit their return online by 31st January.
January 15, 2026
Feeling the pinch of ‘friendflation’ this January? Halving your socialising spend could add £173k to your retirement pot
After the festive season splurge, January often brings a financial reality check.
January 14, 2026
Outlook for the BPA market in 2026
Market expected to exceed £50 billion in 2026
January 07, 2026
Outlook for the BPA market in 2026
With the New Year a time for a fresh start, analysis highlights how cutting out wasted direct debits could boost your retirement pot by £37k
January 06, 2026
Standard Life completes £525m full buy-in for Skanska Pension Fund
The Trustee of the Skanska Pension Fund (“the Fund”), working closely with its corporate sponsor Skanska UK plc and parent company Skanska AB, has purchased a £525m full buy-in covering all of its c.5,500 members, with Standard Life.
December 18, 2025
‘Tis the season… to avoid talking about money | Standard Life plc
Just a third (33%) have spoken to their family about pensions in the last year.
December 17, 2025
Planning assumptions being turned on their head
Over three-quarters (77%) of advisers expect an increase in workload due to pensions IHT change in April 2027
December 15, 2025
A Christmas gift that keeps on giving
Investing £600 per year could give your child a £34,000 retirement boost
December 11, 2025
Generations divided over Autumn Budget
New Standard Life research exposes generational divide and mounting concern over future pension affordability
December 11, 2025
Budget delivers for gilts
Anthony O’Brien, Head of Market Strategy at Phoenix Group, responds to yesterday's Budget.
November 27, 2025
Heat pump skills competition puts UK warm homes ambition at risk
Report identifies 76,000 jobs in England with heat pump-relevant skills, highlighting potential for workforce transition into a growing sector
November 26, 2025
Angela Byrne appointed CEO of Pensions & Savings
Pensions & Savings is a strategic focus for the Group and manages c.£190bn of customers’ savings across three key trading channels
November 25, 2025
Standard Life launches Flexible Reversionary Plan
New Trust adds increased financial flexibility to Standard Life’s tax-efficient client solutions
November 13, 2025
Bought your first home? Keep the savings habit going for a huge retirement boost
The average Brit achieves this goal just before turning 34, and while the deposit may be paid and the keys handed over, that doesn’t mean the savings journey has to stop. In fact, continuing to save at a similar rate, rising by 2% inflation - this time into a pension - could leave people £204,000 better off in retirement, according to Standard Life.
November 11, 2025
Standard Life Centre for the Future of Retirement gears up for a new initiative to inspire and empower those at mid-career crossroads
The Standard Life Centre for the Future of Retirement and Careers can change campaign are gearing up for Re:Work Live, their biggest ever event on 14th November. The event brings together an inspiring mixture of career change experts and specialists in the skills, mindset and financial aspects of career change
November 10, 2025
Sun over security: Brits twice as likely to save for a holiday as for their pension
As cost-of living pressures continue, UK adults prioritise short-term enjoyment over long-term financial security
November 05, 2025
DB trustees divided on surplus reform as buy-out certainty gains appeal
Nearly two fifths (39%) of defined benefit (DB) trustees are uncomfortable that proposed surplus reforms are in scheme members’ best interests. New research from Standard Life highlights a growing divide among trustees with significant concern from some surrounding the impact of surplus reforms on member outcomes and long-term scheme strategy.
November 04, 2025
Annuity payback period
Annuity rates saw an uplift in September 2025, rising by 9.68% compared to the same period last year, according to the Standard Life Annuity Rates Tracker. The average rate reached 7.65%, supporting an annual improvement in possible retirement income year on year.
October 31, 2025
Millions risk missing out on retirement income by losing track of their savings
Millions of pension pots risk being forgotten or lost, with new research from Standard Life revealing that one in four UK adults (26%) don’t know who their current pension provider is, while two-thirds (66%) have never tried to track down lost pots – despite the average lost pot being worth £9,470.
October 29, 2025
Third State Pension Age Review: independent Call for Evidence
Catherine Foot, Director of the Standard Life Centre for the Future of Retirement, comments on the Third State Pension Age Review: independent Call for Evidence which closes for submissions today
October 24, 2025
Only half of Brits believe the State Pension will exist for everyone by the time they retire
The State Pension forms the bedrock to most peoples’ income in retirement, but doubts about its future is one of the biggest uncertainties shaping how the UK is preparing for retirement, according to new research from Standard Life’s 2025 Retirement Voice report.
October 22, 2025
Momentum in the BPA market continues with 40% of schemes planning to approach an insurer in the next 12 months
The current push for buy-ins activity looks set to continue with 40% of defined benefit trustees targeting BPA as their end-game strategy expecting to approach an insurer in the next 12 months.
October 15, 2025
Gen Z dream of retiring at 60 - but only one in ten prioritise pensions and 59% believe auto-enrolment contributions will be enough to fund their retirement
Gen Z dream of retiring at 60 - but only one in ten prioritise pensions and 59% believe auto-enrolment contributions will be enough to fund their retirement
October 15, 2025
Standard Life launches 2025 Retirement Voice report revealing widening gap between retirement hopes and expectations
The newly published Retirement Voice report from the Standard Life Centre for the Future of Retirement highlights a growing five-year gap between when UK adults hope to retire and when they expect to be able to, driven by financial pressures, pension insecurity, and regional disparities.
October 07, 2025
Standard Life launches affordable pension advice business
Standard Life Financial Advice aims to support those who would not usually seek or receive financial advice
October 06, 2025
How Gen Z savers could boost their pension by tens of thousands
Standard Life analysis shows how young workers could bolster their savings for the price of a TV subscription
October 02, 2025
Standard Life completes £52 million full buy-in with The Amtico Company Pension Scheme
Standard Life, part of Phoenix Group, has successfully completed a £52 million Bulk Purchase Annuity (BPA) transaction with The Amtico Company Pension Scheme.
September 25, 2025
Standard Life to launch next generation private markets default strategy
Standard Life is preparing to launch a new alternative pension default fund underpinned by a significant allocation to private assets.
September 24, 2025
Scots top Great Britain in viewing Power of Attorney as important
Scotland leads Great Britain in Power of Attorney awareness and uptake – but knowledge gap could leave many at risk
September 24, 2025
Almost half of UK adults don’t know how much is in their pension
This Pension Engagement Season is a timely reminder to check in on your pension – especially as new research from Standard Life reveals that nearly half of UK adults (47%) can’t put a figure on how much they have in their pension savings.
September 18, 2025
A third of UK adults have voluntarily increased pension contributions – and even small top-ups could add thousands to retirement savings
New research from Standard Life reveals that nearly a third of UK adults are increasing their workplace pension contributions beyond the minimum level
September 10, 2025
How to avoid outliving your pension in retirement?
Standard Life analysis reveals impact of different withdrawal and investment scenarios.
September 09, 2025
2025 half year results
Delivering against strategic priorities Improved leverage and solvency ratios Firmly on track to meet 2026 targets
September 08, 2025
Standard Life appoints Claire Altman
Standard Life appoints Claire Altman to drive growth in Defined Benefit and Individual Retirement markets
September 03, 2025
The cost of renting in retirement rises to £398k
People who expect to rent during retirement could need an additional £398,000 in savings compared to those with no housing cost.
September 02, 2025
CEO of Phoenix Group, Andy Briggs, comments on the introduction of the Failure to Prevent Fraud Offence on 1st September 2025
“As one of the UK’s largest savings and retirement businesses, Phoenix Group is committed to protecting our customers, partners, and the integrity of the financial system.
August 22, 2025
Pension vs Property
Pension vs Property? Younger generations bet on both for retirement security
August 22, 2025
Phoenix Group announces first private debt investment in Australia
Phoenix Group, one of the UK’s largest long term savings and retirement businesses, today announces a £75 million private debt investment with Worley, a leading global professional services company of energy, chemicals and resources (ECR) experts. This landmark deal marks Phoenix's first private transaction with an Australian counterparty, signalling the firm's strategic expansion into the Australian and broader APAC markets.
August 19, 2025
More than a third of over-55s would consider quitting their jobs over lack of flexible working
More than a third of over-55s would consider quitting their jobs over lack of flexible working
August 14, 2025
Want to make your summer holiday permanent? Don’t forget about your pension
Standard Life answers key pension questions for those looking for something more long-lasting
August 13, 2025
Standard Life completes £1.9bn bulk purchase annuity transaction
Standard Life completes £1.9bn bulk purchase annuity transaction with the Sedgwick Section of the MMC UK Pension Fund
August 06, 2025
Employed to self employed
With self-employment on the rise, Standard Life shares important tips to help keep your pension on track if you’re becoming your own boss.
August 05, 2025
Phoenix Group partners with Encevo to support financing of critical infrastructure
Phoenix Group, one of the UK's largest long term savings and retirement business, today announces its participation as a lead lender in the recent €200 million senior unsecured notes issuance by Encevo, a leading and sustainable energy player in Luxembourg and the Greater Region.
July 31, 2025
Phoenix Group–Backed VC Antler Sees First Unicorn as Airalo Reaches $1B Valuation
Airalo, a portfolio company of global early-stage venture capital firm Antler, has closed a $220 round at a valuation exceeding $1 billion
July 31, 2025
Moving jobs? Don’t leave your pension in the past
Standard Life shares the key pension considerations to bear in mind when leaving a company
July 30, 2025
Keep your cool, and your cash
Simple steps to avoid feeling the financial heat this summer
July 28, 2025
Consider your savings when taking a career break
The return of Oasis has shown us the power of taking a break - but there could be long-term financial implications of time out
July 28, 2025
The price of advice: Power to boost savings by £40k or more, and raise levels of financial confidence
New research from Standard Life’s Retirement Voice report reveals the significant impact financial advice can have on people’s finances and their financial wellbeing, with almost two in five (37%) advised individuals estimating they are £40,000 or more better off thanks to professional financial support.
July 17, 2025
When I’m 64 – age revealed as the most common point to buy an annuity as retirees look to bridge the gap to state pension
Sales data from Standard Life, part of Phoenix Groups shows that 64 is the average age at which people purchase lifetime annuities, while it’s 63 for fixed term annuities.
July 14, 2025
Savers resoundingly back concept of Targeted Support but identify practical design challenges that must be overcome
Unique qualitative study delves into consumer attitudes and expectations of the FCA’s proposed Targeted Support (TS) service in the context of retirement income decision making and finds
July 09, 2025
Counting your chickens? One in four Gen Z neglect retirement savings, betting on an inheritance instead
A quarter of Gen Z (24%) say they’re not prioritising saving for retirement, expecting an inheritance to fund their later life
July 08, 2025
Fair play off the pitch? As the Women’s Euros begins, football’s pay gap shows an extreme version of broader pay and pensions inequality
As the UEFA Women’s Euro 2025 kicks off in Switzerland, all eyes will be on the talent and determination of the 16 competing national teams. But while the football should be fair on the pitch, what happens off it is far less equal.
July 01, 2025
Annuity rates surge above 7.7% - highest point of the decade
Annuity rates rebounded from their lowest levels, previously seen in 2020, and have reached 7.72% for a healthy 65-year-old, according to the Standard Life Annuity Rates Tracker.
June 26, 2025
Standard Life analysis highlights the power of saving early
Postponing pension saving by 5 years in your twenties can result in tens of thousands less in retirement
June 24, 2025
Risk appetite is key when planning for retirement
Three-quarters of over 50’s say risk appetite is key when planning for retirement and two fifths expect their tolerance to reduce with age
June 20, 2025
Considering job polygamy? There are potential retirement pros and cons
Standard Life finds a potential £47k pension boost of holding multiple jobs - if you can avoid burnout
June 20, 2025
£31bn Growth Threat: Over 50s workforce exit risks putting the brakes on growth
With growth at the heart of the government’s agenda and the UK’s Industrial Strategy expected imminently, new analysis reveals that early workforce exits among over-50s as a key risk which are costing the economy an estimated £31 billion each year.
June 20, 2025
Phoenix Insights rebrands as the Standard Life Centre for the Future of Retirement
Phoenix Group’s think tank, Phoenix Insights, has rebranded under Standard Life as part of the think tank’s bold ambition to help everyone achieve long-term financial security.
June 17, 2025
Finance for all the family: Standard Life launches digital coaching platform to support key life moments
Standard Life, part of Phoenix Group, has launched Family Finance Hub, a new digital coaching platform designed to help families navigate key financial moments with confidence and clarity
June 10, 2025
Two in five working carers would not have a job without flexible working
Over two in five (41%) working carers say they would not have a job without the option to work flexibly, new research* from Phoenix Group shows. This figure is significantly higher than among the working population at large (31%).
June 02, 2025
A guessing game
1 in 6 UK adults relying on gut instinct to estimate retirement needs
May 27, 2025
Phoenix Group report calls on Office for Investment and National Wealth Fund to drive net zero transition
Phoenix Group, one of the UK’s largest long-term savings and retirement businesses, today launches its policy white paper, Unlocking Investment to Support the Net Zero Transition, calling for barriers to investments to be overcome by outlining a set of practical and fiscally neutral policy reform recommendations in four key areas.
May 20, 2025
Britain’s biggest pension taxpayers
Britain’s biggest pension taxpayers – and how to protect your retirement savings from the tax man
May 19, 2025
Britain’s biggest pension taxpayers
Britain’s biggest pension taxpayers – and how to protect your retirement savings from the tax man
May 19, 2025
Standard Life celebrates one year anniversary of its Trustee Accelerator Programme
Plans are in place to extend innovative Programme across the industry
May 12, 2025
Standard Life completes £280m buy-in with the Cancer Research UK Pension Scheme
Standard Life, part of Phoenix Group, has succesfully concluded a £280m Bulk Purchase Annuity transaction with the Cancer Research UK Pension Scheme
May 08, 2025
Standard Life completes connection to the pension dashboard ecosystem
Connection is in line with the Department of Work and Pensions guidance timetable
May 02, 2025
400 UK children have more than £100,000 in their Junior ISA, while a child pension could lead to a later-life boost
Standard Life's Freedom of Information request reveals number of large JISAs
April 30, 2025
The hidden financial penalty of caring
Analysis by Phoenix Insights, Phoenix Group’s longevity think tank, finds that a quarter (27%) of people think they’ll be a carer by the time they’re 671, which will be the age at which people will qualify for the State Pension in April next year. However the reality is that half will be a carer by the time they reach the age of 50.
April 29, 2025
Standard Life completes Sustainability Disclosure labelling implementation
Standard Life completes Sustainability Disclosure labelling implementation, investing close to £30 billion via sustainable solutions
April 29, 2025
Understanding of annuities improves by 25% in the last year
Understanding of annuities improves by 25% in the last year, but common misconceptions still remain
April 29, 2025
Locked in to corporate life
How attitudes to work could shape people's long-term savings
April 22, 2025
Half of UK adults unsure how much they'll receive in their state pension
As confusion abounds, Standard Life answers key state pension questions
April 17, 2025
New Tax Year, New You? How to make your allowances count
Standard Life, part of Phoenix Group, shares key financial tips for the start of the tax year
April 08, 2025
Request denied: Workers still face barriers a year on from flexible working law
Nearly one in three (28%) workers who have requested flexible working say their request was refused because of employer fears about their productivity, despite nearly seven in 10 (68%) workers believing they would be more efficient if they worked flexibly by having control over their working hours and location of work.
April 07, 2025
The Price of Freedom?
New research from Standard Life, finds that while the vast majority (79%) value the choice and control the legislation provides, some who have accessed their pension funds have concerns about the long-term impact
April 03, 2025
The most favoured options for Trustees managing illiquid assets as part of BPA transactions
Research from Standard Life reveals that DB Trustees are considering a range of strategies to manage their illiquid holdings as they seek to meet the necessary liquidity requirements needed to secure their endgame strategy.
April 01, 2025
'As you were' after the Spring Statement – what next for pensions?
Mike Ambery, Retirement Savings Director at Standard Life, comments on the Spring Statement
March 26, 2025
Phoenix Group Announces New Strategic Partner
Following a strategic review, and in light of emerging opportunities and advancements in the Group’s IT strategy, an agreement has been reached to appoint Wipro as a new strategic partner under a Business Process Outsourcing arrangement. The deal includes the management of ALPHA, the existing ReAssure platform, and its associated capabilities.
March 26, 2025
Caravan and Motorhome Club hitches pension arrangements to Standard Life
Over 1100 members successfully transition to Standard Life contract based GFRP arrangement
March 25, 2025
Ten years on: The ongoing impact of Pension Freedoms
New research from Standard Life, part of Phoenix Group reveals that the vast majority of those who have accessed their pension savings view the reforms positively
March 20, 2025
Standard Life and Fidelity International build on strategic partnership
Standard Life and Fidelity International build on strategic partnership with launch of Guaranteed Lifetime Income plan
March 19, 2025
2024 full year results
Phoenix Group’s strong strategic and financial progress drives target upgrades
March 17, 2025
Average annuity rates increase March
Average annuity rates increase by around 8% in twelve months
March 13, 2025
Standard Life's pension-finding tool reunites customers with £50 million of lost savings in just five months
The tool, powered by Raindrop, has empowered almost 3,000 Standard Life customers to take control of their retirement savings
March 12, 2025
Mixed Income Builder
Standard Life develops Mixed Income Builder, giving savers a simple protect and flex approach to understanding their retirement income
March 11, 2025
Meeting your younger self for coffee
You might want to discuss your retirement savings
March 11, 2025
Autumn budget aftermath
Autumn budget aftermath: Two thirds of IFAs recommend clients increase the retirement income they take, and three quarters re-evaluate the role of annuities
March 11, 2025
Unlocking Regional Investment Through Local Area Energy Planning
New Local Area Energy Planning roadmap sets out path for local authorities to attract green investment
March 05, 2025
Carers Trust and Phoenix Group launch partnership to help carers find and remain in employment
Carers Trust and Phoenix Group have launched a two-year partnership focused on helping unpaid carers with employment. The partnership will see the launch of a carers employability programme, a research project examining the cost of locking carers out of employment, plus volunteering opportunities for Phoenix Group colleagues.
March 03, 2025
Better careers guidance could add billions to UK economy
A new report*,’Work in Progress – Unlocking the value of adult careers guidance’ has found that better adult career guidance** could contribute billions to the UK economy and calls on the Government to fundamentally change the way it is offered to adults, through the newly created National Jobs and Careers Service***, to help more people access good quality work and develop their careers.
February 27, 2025
Preparedness for buy-in or buy-out remains key barrier to endgame for DB Scheme Trustees
Preparedness for buy-in or buy-out remains key barrier to endgame for DB Scheme Trustees – but majority are seeking advice to improve data and process
February 27, 2025
Standard Life focused on Offshore Bond growth as trio of platform panel positions secured
Standard Life continues to grow its Offshore Bond business securing three new platform panel positions for its International Bond.
February 26, 2025
Andy Briggs announced as new ABI President
Andy becomes ABI President with immediate effect and will hold the role for the next two years. He follows on from Tim Bailey at Zurich who had been the President since 2023. Ken Norgrove, CEO, UK & International, RSA Insurance, remains the ABI’s Deputy President.
February 25, 2025
Standard Life completes £250m buy-in with the Finning Pension Scheme
Standard Life, part of Phoenix Group, has successfully concluded a £250m Bulk Purchase Annuity transaction with the Finning Pension Scheme, which is sponsored by Finning (UK) Ltd., a Caterpillar machinery dealership. This full scheme buy-in transaction, which completed in December 2024, covers all c. 2,170 members of the Scheme.
February 12, 2025
Annuitising in phases
Combining drawdown and phased annuitising provides a way for both.
February 06, 2025
Cancelling unwanted direct debits could boost your pension pot
Standard Life analysis finds a potential £37,000 retirement benefit to scrapping wasted monthly payments
February 05, 2025
New Independence Governance Committee appointment
Standard Life bolsters Independence Governance Committee with Barry Butler appointment
February 04, 2025
Standard Life CEO Andy Curran to retire in 2025
Andy Curran, CEO of Standard Life, part of Phoenix Group, has decided to retire in the summer of 2025 after a transformative five year tenure in which the business has become a key driver of the Group’s organic growth.
January 28, 2025
The Great Unretirement
Standard Life analysis finds one in seven retirees returning to work
January 28, 2025
South West beats London as best place to work in UK
The South West is the best place in the UK to work in, according to a new ‘Employment Index’*, which ranks UK regions in terms of workers’ experiences of fulfilling, financially rewarding, long-term employment. Greater London is ranked in second place, with the North West in third.
January 23, 2025
Gen Z turn to social media to save for the future
As the TikTok US ban debate rages on, Standard Life research uncovers its retirement planning potential.
January 23, 2025
The long and winding road
The study examined how Standard Life customer’s financial priorities shift as they move through life, with each lifestage characterised by their own pressing issues.
January 20, 2025
Ready for (Micro) Retirement?
Returning refreshed and working for longer as a result of a year out could lead to a 42k retirement boost
January 13, 2025
New Year divorce spike, and pensions – this year, remember Inheritance Tax changes
This year, bear in mind upcoming Inheritance Tax changes
January 10, 2025
Standard Life completes £1.5bn Plan buy-in with the Compass Group Pension Plan
Bulk Purchase Annuity secures the benefits of over 14,000 pensioner members and 11,000 deferred members
January 09, 2025
Standard Life completes £1.5bn Plan buy-in with the Compass Group Pension Plan
Standard Life, part of Phoenix Group, has successfully concluded a £1.5bn Bulk Purchase Annuity (“BPA”) transaction with the Compass Group Pension Plan (the “Plan”). The sponsoring employer, Compass Group PLC (the “Company”), is a global leader in food services.
January 09, 2025
Pensions for children: a present that isn’t just for Christmas
Standard Life outlines how at Christmas parents could help give them a head start on saving for later in life
December 18, 2024
Kunal Sood, Managing Director of DB Solutions comments on key trends for the DB de-risking market in 2025
Kunal Sood, Managing Director of Defined Benefit Solutions comments on key trends for the DB de-risking market in 2025
December 11, 2024
One in four over 55's have never checked their pension
With many at risk of losing out in retirement, Standard Life shares tips on when and how to check your pot.
December 10, 2024
A role for targeted support at retirement? Phoenix Insights launches programme of public engagement
Phoenix Insights, Phoenix Group’s longevity think tank, has commissioned research to bring informed individual consumer voices into the debate around the role of targeted support in financial decision-making.
December 10, 2024
MPAA and lifetime annuities
Annuities offer a perk for older workers looking to access their retirement savings while continuing to top up their pension
December 09, 2024
UK savers react to pension inheritance changes
After the budget: UK savers react to pension inheritance changes
November 28, 2024
Standard Life Leads Pensions Industry by Investing in Labelled Funds under SDR Regime
Standard Life believed to be the first pension provider to proactively align to the FCA’s new Sustainability Disclosure Requirements (SDR) and fund labelling rules for its primary default pension solution
November 28, 2024
When I’m Sixty-Four: Women’s average retirement age climbs by seven years in the last three decades
New analysis by Phoenix Insights1, Phoenix Group’s longevity think tank, finds the average age of retirement for women in the UK has increased by seven years in the last thirty years, with both men and women now retiring on average age 64.
November 20, 2024
Bridging the income gap
Ability to bridge the income gap between early retirement and state pension age is important
November 18, 2024
Standard Life bolsters Defined Benefits Solutions team with senior hire
Standard Life, part of Phoenix Group, today announces the appointment of Alexa Mitterhuber who joins the Defined Benefit Solutions team as Director of Defined Benefit Solutions.
November 18, 2024
Phoenix Group calls for better promotion of green jobs to improve recruitment among over 50s workers
A new report has found workers aged 40-65-years-old viewed ‘green jobs’* as riskier than ‘traditional’ jobs in terms of pay, security and skill requirements, which prevents them from considering them as a career option**.
November 12, 2024
The other millennium bug: Gen X apprehensive after slipping between DB and DC cracks
Standard Life's Retirement Voice 2024 research highlights the Gen X savings gap
November 11, 2024
Standard Life completes £250m of buy-ins with the Halma Group Pension Plan and the Apollo Pension and Life Assurance Plan
Bulk Purchase Annuity secures the benefits of 2,200 members
November 07, 2024
Workers urged to take control of career finances to remain in fulfilling roles
Research* from Phoenix Insights, Phoenix Group’s longevity think tank and Public First, finds that over two fifths (43%) of workers aged 40-65 do not feel that their current financial situation allows them to live the life they want*, while nearly half (48%) of 45-54 year olds have failed to take any action in relation to their careers which could improve their finances**.
November 07, 2024
Two incomes and no children? Consider your pension
Standard Life analysis shows how DINKs could boost their long-term savings
November 05, 2024
Universities Superannuation Scheme (USS) supports Standard Life’s Trustee Accelerator Programme
Trustee Trainee, Dean Dennis to shadow USS Pensions Committee
October 29, 2024
Average annuity rates increased by 2.5% since January 2024 and remain steady throughout 2024
Annuity rates have increased by 2.5% since January 2024 for a healthy 65-year-old, according to the Standard Life Annuity Rates Tracker1. This has added £3,360 and £3,720 to the total lifetime income expected for a 65-year-old man and woman respectively
October 24, 2024
Standard Life analysis highlights the value of the triple lock
Pensioners over £1,100 better off than if the state pension rose by inflation alone
October 23, 2024
How to finish the job on pension freedoms
Standard Life, part of Phoenix Group, comments on the outlook for the BPA market for the rest of 2024
October 23, 2024
Don't forget your pension when considering a job offer | Standard Life plc
Standard Life highlights the benefit of a generous workplace pension package
October 17, 2024
Standard Life appoints Andrew Davies to Chair Independent Governance Committee
Appointment maintains strong links between Standard Life’s IGC and the Master Trust Board
October 10, 2024
University - and your retirement
Standard Life highlights the trade-off involved when taking out a student loan
October 08, 2024
Half of over 55s never talk to loved ones about retirement goals or finances
Standard Life highlights the benefits of talking about your retirement goals with loved ones
October 03, 2024
Retirement income crisis point expected in early 2040s
New analysis by Phoenix Insights, Phoenix Group’s longevity think tank, finds the UK is less than two decades from crisis point where nearly three in five defined contribution (DC) pension savers will enter retirement with savings below expectations or below an adequate level.
October 03, 2024
Standard Life launch new free to all pension service
Powered by Raindrop, the tool will help people find their lost pensions
October 01, 2024
Six in ten millennials are struggling to save for retirement
New research from Phoenix Group, the UK’s largest long-term savings and retirement business, finds the current life stage of millennials (people in their late 20s to early 40s) is impacting on future retirement plans as short-term finances are prioritised.
September 30, 2024
Overtime pay could boost your retirement
Standard Life highlights the £125k benefit of putting overtime pay in your pension
September 25, 2024
2024 half year results
Phoenix Group is building operating momentum as it executes on its 3-year strategy
September 16, 2024
Phoenix Insights sets out five priority areas to improve retirement adequacy ahead of government review
Phoenix Group's longevity think Phoenix Insights has published its latest report outlining policy recommendations and a roadmap for the government’s upcoming review of retirement adequacy in the next phase of its pension review.
September 12, 2024
Fewer than half of workers have discussed flexible working with managers, despite new statutory rights
Research by Phoenix Insights, Phoenix Group’s longevity think tank, has found that fewer than half (44%) of UK workers say that their manager has discussed flexible working arrangements with them.
September 10, 2024
Standard Life launches new Guaranteed Fixed-term Income product
Standard Life, part of Phoenix Group, today announces the launch of Standard Life Guaranteed Fixed-term Income
September 09, 2024
Standard Life appointed as ‘safe haven’ provider for scammed pension savers
Standard Life appointed as ‘safe haven’ provider for thousands of scammed pension savers
August 29, 2024
The outlook for the BPA market for the rest of 2024
Standard Life, part of Phoenix Group, comments on the outlook for the BPA market for the rest of 2024
August 21, 2024
Delaying pension saving by 5 years can lead to 50k less in retirement | Standard Life plc
Standard Life analysis highlights the cost of neglecting your pension in your twenties
August 21, 2024
Three quarters of Scots are approaching retirement age feeling unprepared
New research from Phoenix Group, the UK’s largest long-term savings and retirement business, finds 75% of Scots aged between 40 and 66 (pre-state pension age) say they feel unprepared for retirement, equivalent to nearly 1.5 million people. While some of this group have decades to prepare, others will be looking to transition or enter retirement imminently.
August 15, 2024
£1,683 monthly increase in childcare costs spurs demand for flexible work during school holidays
New research from Phoenix Group has revealed just how costly managing childcare requirements alongside full-time work is for UK parents over the school holidays, causing some parents to not be able to work.
August 12, 2024
CEO conquers fear of heights to raise funds for Carers UK
The Group CEO of Phoenix Group hit speeds of up to 100mph last week as he conquered fears and took on the world’s fastest zip wire in North Wales to raise over £15,000, to date, for Carers UK*.
August 07, 2024
Phoenix Group and Schroders to launch new private markets investment manager with £1bn initial commitment; up to £2.5bn over three years
Phoenix Group, the UK’s largest long-term savings and retirement business with 12 million customers, and Schroders, the global investment manager with a £74bn private market capability, today announce their agreement to form a new strategic partnership, Future Growth Capital.
July 31, 2024
Lifetime annuity rates rise to over 7% in June
Lifetime annuity rates rise to over 7% in June, following steady increase since the start 2024
July 29, 2024
Bulk Purchase Annuity secures the benefits of c. 2,100 members
Standard Life completes £100m buy-in with a group of pension schemes operating in the travel catering industry
July 25, 2024
Phased retirement could boost your pension pot
Standard Life analysis shows the potential benefit of winding down work before stopping completely
July 24, 2024
What the King's Speech could mean for your pension
Standard Life picks out the notable pension developments
July 17, 2024
Women’s Innovation Forum Winner announced
An innovative platform called Hazel providing guidance and support on using housing wealth to enhance retirement income, has been chosen as the winner of Phoenix Group’s Women’s Innovation Forum.
July 15, 2024
A quarter of UK adults expect to ‘never really retire’
Latest research from Phoenix Insights*, Phoenix Group’s longevity think tank, conducted by Message House, finds a huge difference in perceptions around how people have retired in the past, and what this could look like in future decades.
July 10, 2024
Moving abroad? Remember your pension
Standard Life answers key pensions questions for those moving away from the UK
July 03, 2024
How to buy more days of retirement
Boosting contributions can increase your options
July 02, 2024
Standard Life completes £880m buy-in with the Rolls-Royce & Bentley Pension Fund
Standard Life, part of Phoenix Group, has concluded a £880 million Bulk Purchase Annuity (“BPA”) transaction with the Rolls-Royce & Bentley Pension Fund (“the Scheme”), which is sponsored by Bentley Motors Limited. This is a full scheme buy-in transaction covering c. 6,000 members of the Scheme
June 27, 2024
The cost of renting in retirement: £391k
People who expect to rent throughout their retirement could need an additional £391,0002 in savings compared to those who have paid off their mortgage, according to new analysis from Standard Life, part of Phoenix Group
June 25, 2024
Standard Life Master Trust secures £10bn in assets under administration
Assets have doubled in value over the last three years
June 19, 2024
Conversations with Friends: Two-thirds of Generation Z happy to discuss money with friends
Being open about finances could pay off in future
June 12, 2024
Phoenix Group launches “Caring for Carers” initiative
Phoenix Group, the UK’s largest long-term savings and retirement business, is launching a new initiative, “Caring for Carers”, which will see it linking with charities across the UK that focus on caring.
June 10, 2024
Phoenix Group launches new Climate Aware Equity Benchmarks as part of portfolio decarbonisation strategy
Phoenix Group, the UK’s largest long-term savings and retirement business, has today launched a bespoke "Climate Aware" index series in collaboration with FTSE Russell, an LSEG business. The FTSE Phoenix Climate Aware index series will focus on national and regional markets and will be grown over time.
June 05, 2024
Britain's biggest pension taxpayers
And how to avoid becoming one
June 03, 2024
7 in 10 adults say increases to minimum auto-enrolment contributions are needed if statutory rate is falling short
New research from Phoenix Group*, the UK’s largest long-term savings and retirement business, finds seven in ten (71%) UK adults agree government should set out a plan to increase the minimum auto-enrolment pension contribution rate if it’s too low for most people to achieve an income they could live off in retirement.
May 30, 2024
Income withdrawal strategy tops list of adviser's Retirement Income Review focus areas
Suitability and cash flow modelling follow closely behind
May 29, 2024
One in seven retirees receive less state pension than expected
Standard Life analysis highlights the state pension knowledge gap
May 22, 2024
Phoenix Group launches new Climate Aware Equity Benchmarks as part of portfolio decarbonisation strategy
Phoenix Group, the UK’s largest long term savings and retirement business, is today making four major net zero recommendations in a new policy paper, Charting the UK’s Net Zero Future: Policy Recommendations to Unlock Investment.
May 20, 2024
Phoenix Group appoints Cecile Retaureau as new Head of Private Markets
Phoenix Group, the UK’s largest long-term savings and retirement business, has hired Cecile Retaureau as its new Head of Private Markets to lead Phoenix’s growing private market team of 16 investment professionals across real estate, infrastructure, public finance, corporate credit and private equity.
May 16, 2024
Standard Life urges industry collaboration on vulnerable customer support
This Mental Health Awareness Week, Standard Life and Phoenix Group call for a coalition of the willing and determined
May 15, 2024
Phoenix Group calls for increased private sector investment across UK regions to deliver net zero
Phoenix Group, the UK’s largest long term savings and retirement business, is today setting out its recommendations for increased investment in regional growth to help the UK stay on track with its net zero ambitions.
May 09, 2024
A quarter of over 50s incorrectly think that annuities give the best rates to people without underlying health conditions
A quarter (25%) of over 50-year-olds incorrectly think that annuities give people without underlying health conditions the best rates, according to research from Standard Life, part of Phoenix Group
May 08, 2024
Siemens appoints Standard Life as its new Master Trust provider
Over 30,000 Siemens members move to Standard Life Master Trust
May 07, 2024
Helen Dean begins tenure as Standard Life Master Trust Chair
Helen will oversee the interests of more than 300,000 Master Trust scheme members
May 01, 2024
£10 billion annual pension contribution boost possible from increasing the auto-enrolment minimum to 12%
Phoenix Group, the UK’s largest long-term savings and retirement company, along with WPI Economics have published a new report ‘Falling behind the curve’ which models the cost to individuals and the economy of delaying an increase to minimum auto-enrolment pension contributions, from the current rate of 8% (which includes a 3% employer contribution and 5% employee contribution).
April 24, 2024
Standard Life Launches Trustee Accelerator Programme
Twelve trainee trustees embark on two year programme
April 23, 2024
Standard Life announces four key appointments within its Defined Benefit Solutions team
The moves reflects the growing pool of talent and expertise available within Standard Life’s Defined Benefit Solutions team
April 23, 2024
Retirees £119,000 worse off than they'd hoped
Standard Life research highlights the pension reality gap
April 11, 2024
Phoenix Group and BlueWater Capital complete £100m of commercial ground rent acquisitions
Phoenix Group, the UK’s largest long-term savings and retirement business, and BlueWater Capital, the specialist long-income investor, have invested in two long-dated commercial ground leases. The ground rents are secured on well-located operating assets that are structured to provide a robust and stable cashflow to back Phoenix Group’s long-dated annuity liabilities.
April 11, 2024
New tax year, new you
Standard Life shares tips on how to maximise pension savings in the 2024-25 tax year
April 09, 2024
Check your eligibility as most state benefits rise
Key benefits including Universal Credit are rising - make sure you don't miss out
April 08, 2024
Legislative changes to flexible working offer real benefits to employees and employers – but latest research from Phoenix Group reveals gap in talking about it
New insight has found that many UK employees and their managers have still to discuss the new flexible working legislation coming into effect, with a quarter of employees (24%) not feeling confident about discussing it with their managers.
April 04, 2024
Parents sacrifice savings as 3 in 10 have reduced hours or left work due to childcare costs
25% of adults with a child under five have reduced their working hours due to childcare costs, and a further 4% have left work entirely.
March 29, 2024
Phoenix Group publishes 2023 financial results
Andy Curran, CEO of Standard Life comments as parent, Phoenix Group, publishes 2023 financial results
March 27, 2024
Week 13 of the year is top for top ups
Standard Life analysis shows a pre- Tax Year End rush
March 26, 2024
A fifth of over 50s rely on Defined Benefit
A fifth of over 50s rely on Defined Benefit (DB) pensions providing almost half of their retirement income but numbers set to fall, reveals Standard Life’s Retirement Income Almanac
March 19, 2024
Average annuity rates increase by 6.8% in the last twelve months, adding over £9,400* to lifetime income
Annuity rates have increased by 6.8% since February 2023 for a healthy 65-year-old, according to the Standard Life Annuity Rates Tracker. This has added £9,430 and £9,750 to the total lifetime income expected for a 65-year-old man and woman respectively.
March 19, 2024
It's 10 years since the announcement of Pension Freedoms
A decade on, people like choice but confusion abounds
March 14, 2024
14% of retirees have returned to work
Standard Life analysis highlights the cost of retiring crisis
March 12, 2024
Phoenix Group completes two successful bids to invest into UK Government’s LIFTS programme
Phoenix Group, the UK’s largest long-term savings and retirement business, announces today that it has had its proposal(s) accepted to invest into The Long-term Investment for Technology and Sciences (LIFTS), subject to internal governance processes.
March 06, 2024
Standard Life's Sustainable Multi Asset turns three
At the third anniversary, assets under management reaches c£24 billion
March 04, 2024
Not used up your pension allowances
It's not the 'Tax Year End' of the world
February 27, 2024
Standard Life and Fidelity International announce strategic partnership with the launch of a new Smoothed Fund
Standard Life and Fidelity International announce strategic partnership with the launch of a new Smoothed Fund
February 26, 2024
Phoenix Group hosts UK-wide Financial Services Vulnerability Summit
Phoenix Group initiative brings together representatives from firms across financial services including insurance, banking, and leading UK charities
February 22, 2024
Standard Life appoints Mike Ambery as Retirement Savings Director
Standard Life appoints Mike Ambery as Retirement Savings Director
February 22, 2024
The Flexible After Fifty report calls for greater flexible working support for people over age 50 to be more active in the workforce
A new report from the 50+ Choices Roundtable shows how businesses, older workers and the wider UK economy would all benefit from employers and government prioritising greater flexibility in the workplace.
February 15, 2024
Standard Life completes £114m buy-in with the Vector Pension Scheme
Standard Life completes £114m buy-in with the Vector Pension Scheme
February 14, 2024
Why you should use your bonus to boost your pension
Standard Life analysis shows the benefits of extra one-off pension contributions
February 14, 2024
Show your pension some love this Valentine's Day
Standard Life shows how small things can make all the difference
February 13, 2024
Gen X far more uncertain on when to retire than older generations
Gen X far more uncertain on when to retire than older generations
February 05, 2024
Young Brits expect property to fund retirement
Standard Life finds Gen Z relying on property rather than pensions
January 29, 2024
Standard Life comments on the closure of the DWP's 'pot for life' consultation
Standard Life comments on the closure of the DWP's 'pot for life' consultation
January 24, 2024
Standard Life completes £300 million full scheme buy-ins
Standard Life completes £300 million full scheme buy-ins with the iPSL Section of the Unisys Payment Services Limited Pension Scheme and the Unisys Public Sector Pension Scheme
January 24, 2024
Only a third of UK adults feel confident about tax self-assessment
Hints and tips as the 31st January deadline approaches.
January 18, 2024
Financial planning high up young people's agenda
Standard Life research shows how the cost of living crisis has raised financial awareness
January 16, 2024
Rounding up your pension contributions could boost your retirement pot
Standard Life analysis finds rounding your contributions to the nearest £100 could generate thousands more in retirement savings.
January 15, 2024
What you need to know about divorce and pensions
Standard Life provides some key facts during the January divorce spike
